Toy Car

Loans

Our interest rates are low, with no hidden charges

About our Loans

We are not here to make big profits

We charge interest starting at just 0.5% per month on the reducing balance (6.2% APR). This interest is used to cover our costs and any surplus would be paid back to members as an annual dividend.

At all times members are treated with respect and courtesy and your personal details will be kept in strict confidence.

Standard Loan

Available to all members

Available to all members. Standard Loans are available from £100 to £7,500, and interest ranges between 2% and 3% per month on the reducing balance dependent on the amount you are borrowing (26.8% APR to 42.6% APR).

Standard Loan

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Saver Loan

Available for members who have built up savings

Saver Loan

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Saver Loans are available for members who have built up savings in their Credit Union account, interest ranges between 1.5% and 2% per month on the reducing balance dependent on the amount you are borrowing (19.6% APR to 26.8% APR). To qualify for a Saver loan you must have a third of what you want to borrow in your savings with us.

Winter Warmer Loan

Available to all members

Available to all members. Winter Warmer Loans are available from £100 to £1,000, and interest is 1.5% per month on the reducing balance (19.6% APR).

Winter Warmer Loan

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Rural Dorset Wheels to Work

A ‘loan to own’ scheme

The RDW2W scheme operates for people aged 16 and above who need affordable transport to enable them to access education, employment or training. Providing you have completed your CBT training you will be offered a 50cc or 125cc moped or bike.

Rural Dorset Wheels to Work

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Guaranteed Loan

Ideal for someone wishing to build up their credit rating

Guaranteed Loan

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Guaranteed Loans are available for members who have built up savings in their savings account. Interest ranges between 0.5% and 1% per month on the reducing balance, dependent on the amount you are borrowing (6.2% APR to 12.7% APR). The guaranteed amount you borrow will be held in an Attached Share account, this is held as security against the loan.