Personal Loan

A loan that works for you - fair interest rates, affordable repayments and no hidden fees or charges.

Personal Loan

Loans you can afford

Access the money you need to cover essential costs or fund your dreams and life goals. Our loans are much more affordable than payday and doorstep options and competitive with many you’ll find on the high street.

What works for you is good for your community too. Unlike other lenders, we don’t send profits to faraway shareholders. Your interest only benefits members in our local neighbourhoods.

We’re on your side, so we’ll always consider you for a loan even if you’ve been turned down elsewhere.


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Interest rate

From £100 to £1,749 - 42.6% APR
From £1,750 to £2,499 - 32.9% APR
From £2,500 to £4,999 - 20.9% APR
From £5,000 to £7,499 - 15.9% APR
From £7,500 to £15,000 - 10.9% APR

Representative example

Borrow £5000 over 12 months, and repay £453.42 per month, total amount payable (including interest of £441.01) is £5441.01. 15.9% APR representative.

More Information

You must be 18 or over to apply for a loan with Wyvern Savings and Loans.

All loan applicants are credit checked to help us make our decision. This is not automated, or based solely on the credit check. Our loan officers look at all the information provided to ensure we make the right decision for you.

Loans are made according to your ability to repay. Even if you have an active County Court Judgement (CCJ), or are in a debt management plan, we can lend up to £800.

We offer flexible loan repayments, usually over two years. This can vary depending on your circumstances.

You will be asked to save whilst you make repayments. Any savings may help you towards a cheaper saver loan in the future.

If you already have a loan with Wyvern you can apply for a ‘top up’ loan.


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